Financing
Numbers that finally make sense.
Multiple paths to homeownership — all with closing costs covered by Innovate Homes.
Closing costs: 100% covered.
Innovate Homes pays all your standard closing costs — title, appraisal, origination, and more. That can mean $8,000-$12,000 less you need at closing.
Estimator
Your estimated monthly payment
Model
Down payment
3.5%
Loan term
No SSN. No hard credit pull. No personal info required.
Estimated monthly payment
$2,324
/mo
Loan options
Three paths to your home
FHA
Lowest down payment
- 3.5% down payment
- 580+ credit score
- Monthly mortgage insurance
- Best for families starting out
VA
For service members
- 0% down payment
- No PMI required
- Competitive rates
- Active duty, veterans & reserves
Conventional
Most common
- 3-5% down payment
- 620+ credit score
- PMI until 20% equity
- Flexible terms: 15 or 30 years
Energy savings
What "energy-efficient" saves you.
With spray foam insulation and efficient construction, your energy bills can be up to 40% lower than a conventional home. In El Paso's 105°F summers, that adds up.
$75
Est. monthly savings
$900
Est. annual savings
$27K
Est. 30-year savings
Estimated, not guaranteed. Based on conventional vs. spray foam construction comparisons in El Paso climate.
FAQ
Frequently asked questions
Take the next step
We're here when you're ready.
Every family moves at their own pace. Choose the level of commitment that feels right.
12274 Costa Brava Pl, El Paso, TX 79938 · innovatehomes.us · @innovate.homes
